Separate clinical and payment choices
First understand the proposed care and its written price. Financing changes when and how you pay; it does not by itself clarify what the procedure, facility, anesthesia, or follow-up estimate includes.
Ask whether the offer comes from the practice or a separate financing company and request the full agreement. Do not treat a promotional monthly amount as the total cost of the obligation.
Read the actual terms
Check interest or promotional terms, fees, payment schedule, late-payment consequences, and what happens if an appointment is postponed or canceled. Ask when charges begin and whether all proposed services are eligible.
If any term is unclear, request a written explanation before applying. Compare the financing contract with other payment options based on the total obligation and your own budget, not an advertised installment alone.
Resolve clinic-specific questions
Ask Mafi's office whether any financing option is available for your proposed service, who provides it, and how it relates to the written treatment quote. Request the actual terms before applying.
Keep financing separate from suitability. A clinician's explanation of risks, alternatives, and recovery should stand on its own, and you can take time to review a payment agreement outside the consultation.
Questions and answers
Does a financing approval mean a procedure is appropriate?
No. Approval concerns a payment arrangement; clinical suitability requires a separate discussion with the qualified care team.
Can I estimate my payment before receiving a quote?
No. Request a written procedure quote and the lender's full terms, then calculate the total obligation from those documents.